Prepayment: Reduce Tenure or EMI? The Indian Math

Note: This content is specific to the Indian market/regulations.

When prepaying a loan in India, reducing tenure saves lakhs more than reducing EMI. Here is why.

Key Points

• Local Regulations: Applies to India (RBI, Income Tax Act).
• Currency: Rupee (₹).
• Context: Floating rates linked to Repo Rate are standard.

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1. Detailed Analysis

(Localized content would go here. Please refer to the Hindi version for the full legal details or use the translation feature in your browser for the deep dive.)

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Conclusion

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