Special Repayment (Sondertilgung): Is it Worth It?
Germany - Repayment

Special Repayment (Sondertilgung): Is it Worth It?

Most German mortgages allow 5% annual special repayment. Should you use it or invest in ETFs?

Special Repayment (Sondertilgung): Is it Worth It?

Note: This content is specific to the German market/regulations.

Most German mortgages allow 5% annual special repayment. Should you use it or invest in ETFs?

Key Points

  • Local Regulations: Applies to Germany (KfW, Grunderwerbsteuer).
  • Currency: Euro (€).
  • Context: German mortgages are unique (10-year fix is standard).

1. Detailed Analysis

(Localized content would go here. Please refer to the German version for the full legal details or use the translation feature in your browser for the deep dive.)

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Conclusion

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Tags

#Germany#Mortgage#Finance#2025

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